Sometimes, I hear people tell me that they don't ever plan to retire. They enjoy working. Perhaps they own a small business, work for a family business, or found their dream career. The notion of quitting that job at age 65 sounds boring. They much rather prefer to work.
That's great. I'm happy that they found work that they truly love. But that does not exempt them from meeting to save for retirement.
Retirement is not something that everyone chooses. Some people are forced into retirement due to personal health issues. Some are forced to retire in order to take care of a sick family member, such as a spouse, sibling, parent, or child. Some watch the collapse of their industry as the result of technological shifts. Others fall victim to a recession or age discrimination.
Furthermore, a retirement fund simply means that they have more options when they are in their 60s. Even if everything goes fine, even if their health is great and they don't have any sick family members, having increased options in your golden years is always a good idea.
Read more about why "not wanting to retire" is not an excuse. Enjoy today's post: "But I Don't Want to Retire!"