1. Money

How to Optimize Your Finances

There's a lot of financial advice for people who are struggling. Budgeting and personal finance tends to focus on helping people pay off their debt, build emergency savings, and stop living paycheck-to-paycheck.But what if you're already in a strong financial position, and you want to optimize even further? You're debt-free, you have savings, you're maxing out your 401k. What budgeting advice do you need to hear?

Financial Advice if You're NOT Struggling
You're debt-free, you're maxing out your retirement accounts, and you have a strong savings cushion. How can you optimize your money?

How to Manage Money Without a Formal Budget
Follow these four "financial best practices" to keep your saving and spending habits on-track -- even without an official budget.

The Important Spending Question You’re Not Asking Yourself
Before you make any type of spending decision -- ask yourself this critical question.

Go Ahead ... Enjoy That Daily Latte
Budgeting doesn't need to be a story of struggle and sacrifice. It's totally fine -- in fact, its preferable -- to allow yourself small indulgences.

Should You Put Long-Term Savings in the Market or Real Estate?
Where should you park your long-term savings? There are many factors that play into that decision, but in this article, we'll focus on just one of these many variables: the tax implications.

Don't Cut Corners on These Essential Items
There's a difference between being frugal (searching for good value) and being cheap (potentially risking your health). Don't cut corners on important expenses like maintaining your car, house and health.

You can opt-out at any time. Please refer to our privacy policy for contact information.

©2014 About.com. All rights reserved.