[an error occurred while processing this directive]
  1. Money

Your suggestion is on its way!

An email with a link to:

http://budgeting.about.com/popular.htm

was emailed to:

Thanks for sharing About.com with others!

Most Emailed Articles

How To Fill Out Form W-4

Budgeting & Personal Finance: Most Popular Articles

These articles are the most popular over the last month.
5 Ways to Stop Living Paycheck to Paycheck
Millions of American households are living paycheck to paycheck. If you're one of these households, here are 5 ways you can start to break the cycle.
5 Bad Money Habits You Need to Quit ASAP
If you are struggling with your finances or are having a hard time sticking to your budget, these 5 money habits may be to blame.
Let Elizabeth Warren's 50-30-20 Rule Help Guide...
How much should you spend on groceries? Your home? Your vacation to France? The 50/30/20 rule of thumb helps you figure out if you're spending too much.
How to Budget for Home Maintenance Needs
How much should you set aside for home maintenance? Learn how factors like your home's age, condition, location and square footage can affect your budget.
Budgeting 101: Understanding Fixed and Variable...
Your budget is comprised of fixed and variable expenses. But what do these two words mean? How do they differ from necessities vs. discretionary spending?
The 5 Most Popular Market Indexes
The S&P 500, the NASDAQ, the Dow Jones, the Russell 2000, the Wilshire 5000 - what is this stuff? Those terms get thrown around on the news everyday, but what do they mean, exactly? How are they defined and what do they represent?
4 Ways to Shrink Your Home Mortgage Payment
Does your monthly mortgage bill put a serious dent in your budget? Here are four ways you can lower your monthly payment.
6 Reasons You’re Not Rich Yet
Think you should be rich by now? These 6 traps could be why you aren't as financially successful as you want to be.
Make Sure That You Never Confuse These Two...
How much money will you need in retirement? Two popular rules of thumb outline the answer, but don't confuse one with the other.
Triple Your Money With These Simple Rules
Want to double or even triple your money? This handy rule-of-thumb shows you how long it will take you to turn $10,000 into $30,000.
What is a Millionaire?
What's a millionaire? The answer is not as straightforward as you might expect.
25 Small Ways to Save Money Every Day
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Looking for more
How to Budget Your Way to Becoming a Millionaire
Want to create $1 million dollars? If you start investing while you're young, you can. This article shows you how.
How Much Do You Really Earn Per Hour?
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >How much money
Freelancers: Avoid Tax Day Surprises by Doing...
If you're self-employed, how can you budget for taxes? Here are three tips.
2 Tricks for Evaluating Rental Property Deals
Thinking of buying your first rental property? Here are two formulas that will help you evaluate deals.
Use This Free Worksheet to Budget Your Income
This budgeting worksheet helps you track your earnings and your necessary spending.
20 Cheap and Easy Ways to Upgrade Your Home
You'd love to pay for updated cabinets, countertops, faucets and vanities, but the cost of home remodeling is just too high. Try these 20 cheap ways to remodel your home in small, finishing-touch forms. Upgrade your cabinet handles and doorknobs. Change out those yellowing switchplate covers. See what more tips await ...
How Much Money Should You Put into Your 401(k)?
How much should you save for retirement? Ten percent? Twenty percent? The answer depends on the age at which you start saving, as well as your other sources of retirement income. Learn more in this article.
3 Ways You Can Double Your Money
Want to double your money? Of course. Here are three tactics that can help you turn that $100 into $200 ... without taking massive risks, winning the lottery, or falling prey to a gimmick.
Over 40? 7 Ways to Jump Start Your Retirement...
You had a late start in saving for retirement. What should you do? Here are 7 tips to guide you through a comfortable retirement, even if you started saving in your 40's.
Could You Be Contributing More to Your...
Contribution limits for IRA and 401k retirement plans are increasing, beginning in 2013. Eligible workers can now contribute $17,500 to their 401k and 403 retirement plans and $5,500 to their IRA retirement saving accounts.
9-Step Guide to Creating Your First Budget
Create a Budget – How to Make a Budget
3 Essential Budget Worksheets to Wrangle Your...
Want to create a budget? These worksheets will walk you through making a budget with detailed, step-by-step instructions.
Budget Worksheet - Savings Goals
You can have lots of savings goals - how can you keep track of them all? This worksheet will help you organize your savings and compare your goals to the rest of your budget.
Can You Be a Millionaire If You Earn \$30,000...
Can you become a millionaire, even if you only earn a modest income of $30,000 or $40,000 annually? Yes, you can. Read this article to find out how.
30 Frugal Ideas for Weekend Fun
Are you bored or restless on weekends? If you're feeling broke, you might spend the weekend staring at the TV -- or worse, you might bust your budget, paying for entertainment and distraction. Here's a better alternative: a list of 30 free or ultra-cheap weekend activities. Some are great solo activities, while others are good for the whole family. Check it out!
How the Rule of 72 Can Help Double Your Money
Want to double your money? The Rule of 72 explains how to double your money, without accepting too much risk, in a realistic 7 year time frame.
Getting Married? 3 Strategies for Co-Mingling...
There are a huge variety of methods for just about every aspect of money management, and co-mingling finances with your significant other is no exception. Learn three of the most common strategies that couples use when they decide to co-mingle their money.
Budget Worksheet - Discretionary Spending
Track your discretionary (your fun!) expenses here. Sorry to say it, but this category is the easiest place to hunt for savings.
What Does "Pay Yourself First" Mean?
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >One of the key
Dave Ramsey's 7 Baby Steps for Getting out of...
Popular financial expert Dave Ramsey, the host of the nationally-syndicated radio program The Dave Ramsey Show, suggests that you follow seven
How to Split Expenses As a Couple
You and your partner want to maintain separate accounts. How can you equitably and fairly divide your expenses?
Top 6 Money Secrets of Millionaires
You could learn a lot from self-made millionaires. Discover what secret tips you can learn from them.
Retirement Savings by the Decade
How much money should you have saved for retirement? Check out these age-related guidelines that help show you whether or not your retirement is on track.
Stacking or Snowball: Which Debt Payoff Method...
Let's compare two popular debt payoff strategies: traditional
How Can I Earn Money?
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Growing rich is
Why You Should Budget Like You Get Two...
Are you a traditional employee who gets paid every two weeks? If so, design a budget around the assumption that you'll get two paychecks per month. During the months that you get three paychecks, you'll be able to throw your entire paycheck towards savings.
The ABC Budgeting Method: A Simple, 3-Step Plan...
The ABC budgeting method is a simple, three-step plan to help you manage your money, pay your bills, set aside savings, and stick to your budget.
A 2-Step Guide to Planning for Retirement
How much money will I need to retire? Sometimes I open a magazine and see that I need $1 million or $2 million. Could that possibly be right? Check out this rough guide to getting a back-of-the-envelope idea of roughly how much you'll need when you retire.
How Can I Keep Track of my Spending Patterns?
You’ve decided to start tracking your spending. How can you do this effectively? Here’s a brief explanation of why tracking your spending is an important practice, plus three tactics that people use to log their spending habits.
How to Calculate Internal Rate of Return
You invest money in small amounts throughout the year. So how can you calculate your annualized returns? Discover your annual return through a formula called the Internal Rate of Return, or IRR. This article explains what IRR is, and how you can calculate it.
Three Things You Should NEVER Trim From Your...
Budgeting is the art of setting priorities. Here are three expenses that should be at the top of your priority list.
Where Does All My Money Go?
You don't think of yourself as lavish. You're not dining at fancy restaurants or jet-setting to Europe. So where on earth is all of your money going?
What is an Unexpected Expense?
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Conventional wisdom
How Can I Budget With Irregular Income?
You have an irregular, sporadic income that comes from freelance or self-employment work. How can you budget in spite of this irregular income?
Try the Simple 5-Category Budget
Want a budget that's not too specific, but not too broad? Use the 5-category budget.
What’s a Want and What’s a Need?
The 50/30/20 Rule says to spend 50 percent on needs and 30 percent on wants. But what's a want? What's a need? Is internet a want or a need? What about fixing a dent in your bumper? This article looks at the fuzzy line between
5 Ways to Pay Off Your Mortgage Early
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Sick of making
4 Benefits to Budgeting
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Motivational speaker
A Budget for People Who Hate Tracking Expenses
The 50/30/20 budget is popular, but it demands that you track your expenses. Don't want to do that? Try an even easier approach: the 80/20 budget.
Book Review: Millionaire Teacher
Andrew Hallam is a high school English teacher ... and a self-made millionaire by age 38. In his book, Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School, he explains how he became a millionaire on a schoolteacher's salary.
38 Free or Cheap Summer Activities for Kids
How on earth can you afford to keep your kids entertained all summer? Activities like camp, sports and vacations are outside your budget. Find frugal fun with this list of free or cheap summer activities for kids.
Baby Boomers Moving Overseas in Search of Low...
As Tony approached his 60's, he started realizing that he hadn't saved enough to retire, and now he was stuck. He pondered what to do. Years earlier, he had visited Costa Rica and absolutely loved it. He also remembered that it had a low cost of living. Tony realized he could rent out his home in Nebraska and use the rental income to enjoy a lower cost of living in Costa Rica. But did he dare? Isn't that a bit dramatic? Do other retirees do this? Find out in this article ...
There's Too Much to Save For! Balancing...
Retirement, college, celebrating your 25th wedding anniversary in Maui -- how can you juggle and balance your priorities when you have so many savings goals?
Financial Advice if You're NOT Struggling
You're debt-free, you're maxing out your retirement accounts, and you have a strong savings cushion. How can you optimize your money?
Mint.com app review for Android
Learn the pro's and con's of Mint.com's budgeting app for Android phones.
5 Tools That Make Budgeting Easier
Budgeting doesn't have to be hard. Here are 5 tools available that will make budgeting easier and less stressful, and many of them are free.
How to Budget for Occasional Expenses
Don't get caught off-guard by unexpected expenses. Learn how to anticipate once-a-year, once-a-decade and once-in-a-lifetime costs.
More Than a Mortgage: The Cost of Owning a Home
Even if you buy a brand-new home, it'll be time to remodel your house at least a decade before you're done repaying your mortgage -- not because you want to, but because your roof, carpet, siding, gutters, paint, cabinets and water heater will probably be worn-out and in need of replacement. Learn about the many costs of owning a home, including buying appliances, maintaining a lawn and replacing things you've probably never thought about replacing, like bathtubs and faucets.
Fun Ways to Save Money (That Even the Kids Will...
I challenge you to a save-off! Games and competitions make saving fun. Saving money doesn't need to be based around deprivation. Check out these awards, prizes and challenges!
Serious About Getting Out of Debt? Do These 7...
Need help getting out of debt? Here are a few tips on that can help you eradicate your debt, regardless of whether you're struggling with a home loan, car payment or credit cards.
How Much Can You Put Into Your Retirement...
The IRS announced 2012 contribution limits to some of the most popular types of retirement accounts, such as the 401k.
2 Questions That Will Change Your Spending Habits
How can you make the most of your limited money? Budgeting -- at its core -- has almost nothing to do with dollars and cents. The heart of budgeting is aligning your values with your spending habits.
Stock Trading 101
Are you thinking about buying and selling individual stocks? Here's an introduction to stock trading for beginners.
Should You Own Your Home "Free and Clear"?
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >It wasn’t long
4 Crucial Retirement Tips for People 40 and Older
Check out these four retirement savings tips for people 40 and over. The first tip helps you figure out how much money you need for retirement, while the rest of the tips help you find ways to earn more money.
Are You a Two-Income Couple? Live on One...
Are you a two-income couple? Living on one person’s income and saving the other is one of the most effective ways to ramp up your savings.
What's a Money Market Account?
What is a money market account? When should you open one?
Frequently Asked Questions about Budgets
Curious about managing your money and making a budget? Here are answers to some of the most commonly asked budgeting questions.
3 Keys to a Successful Budget
What are the key ingredients of a successful budget? What qualities cause some budgets to succeed and other budgets to fail?
Teach Kids to Budget Money
How can you teach your kids to budget their money?
Most Millionaires Make Budgets
What habit do the majority of self-made millionaires have in common? According to two professors who study the habits of millionaires, the most millionaires make a budget.
7 Ways to Make Saving Money Achievable
We all know we should be saving money.Here are 7 ways to find a little extra money and make sure you use it to build your savings.
What Does "Compound Interest" Mean?
: Albert Einstein reportedly described compound interest as "the most powerful force in the universe."
Should You Keep Seperate Money in Marriage?
You've found the person you want to share your life with. But should you share your bank account with them? Learn the pro's and con's of co-mingling finances with your partner.
How to Create a Budget
Have you never created a budget before? Are you wondering how you can start? Don’t worry. There are plenty of programs that make it easy for you to create a budget.
Should I Refinance My Mortgage?
Home interest rates are low, but you're locked into a higher payment. Should you refinance your mortgage? How much interest will you save? Learn the pro's and con's to refinancing your mortgage in this article.
What’s Your Retirement Number?
How much money do you need to save for retirement? The answer depends on your expected annual expenses and your other sources of income, like Social Security and pensions.
How Can I Track My Many Savings Goals?
I have so many goals - I can't keep track! What online banking programs can help me track my progress?
Review: SmartyPig Helps You Create Multiple...
Visit Their Website Looking for a bank account that will help motivate you to save for specific goals?
How Much Can You Withdraw From Your Retirement...
How much of your retirement portfolio can you safely withdraw every year? Most financial advisers say that the answer is 4 percent, but lately there's been some chatter that you should plan to only withdraw 3 percent per year in retirement. That means a $1 million retirement portfolio will allow you to live on $30,000 - $40,000 per year.
Oops! I Don't Have Enough Money to Pay Taxes!
Taxes are one of the two only guarantees in life, to paraphrase a cliché. Yet each year, millions of Americans fall short of the funds they need to pay Uncle Sam. How can you make sure this doesn't happen to you?
What’s the Difference Between an...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >I recently received
How Do I Budget for One-Time Expenses?
Irregular expenses are always emerging: you'll need to visit the dentist, buy gifts for your cousin's wedding or replace the tires on your car. Some of these you can predict, but some you can't. How do you budget for this?
Here's a Highly Unusual Approach to Budgeting ...
Most people create a budget by culling their spending habits to fit their income. But here's an unusual approach: decide how much you want to spend. Then force your income to match your spending desires. Learn the pro's and con's of these two methods.
Retirement Planning in 6 Easy Steps
Confused or overwhelmed about retirement planning? Here are six easy-to-follow steps that can help you get prepared for your golden years.
Why Does a Wedding Cost So Much?
The average couple spends $27,000 on a wedding, according to a recent report in USA Today. But why? What on earth could possibly cost so much? Why are weddings so expensive?
What is an Emergency Fund? Who Needs It?
Most experts advise having an emergency fund -- but what, exactly, is this? Why do you need an emergency fund? When would you use one?
How to Create a Budget You Can (Really!) Stick To
Your personal budget should work for you. Learn seven steps to creating a budget you can use and how to make it work.
When am I Required to Start Making IRA...
At what age do you have to take required mandatory distributions from your traditional IRA?
4 Big Reasons Your Budget Keeps Failing
Does your budget fall through every time you try to stick to it? Here are 4 reasons your budget isn't working and how to fix it.
Help! I Need Money Now!
Learn what to do when money is tight and your emergency fund just doesn't cover your expenses.
Get More at the Grocery Store - How to Save on...
Save hundreds off your grocery bill! Here are in-depth, actionable tips.
When Should You Use Your Emergency Fund?
Financial experts are always saying that you should build an emergency fund. But when will you need to use this? What constitutes an emergency?
The "Pay Yourself First" Budgeting Method
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >When most people
Why Do I Need an Emergency Fund?
An emergency fund will help you avoid falling into credit-card debt the next time an unexpected expense pops up. Learn why you need an emergency fund -- and find out how large it should be.
4 Tips for Couples Transitioning from Two...
Congratulations -- you've decided to make the switch to a one-income household. What factors will you need to consider? How can you make the transition as smooth as possible? Here are four tips to help you convert from two incomes down to one.
How Much Should My Child Borrow for College?
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >You’ve heard the
7 Small Businesses You Can Start on the Side
Let's say you want to earn some extra money, but you're not satisfied with hourly jobs that your teenager could do. You want to start a small business -- and possibly grow it to the point at which you could hire a few assistants. Here are 7 small businesses that require only a small amount of start-up capital and that you might be able to run part-time or seasonally.
6 Ways to Save Money on Entertainment
Learn how to save money on all types of entertainment including movies, restaurants, sports games, concerts, live comedy shows and recreational shopping.
But I Don't Want to Retire!
I occasionally hear people say that they don't ever plan to retire. They love their careers, and don't want to quit when they're 62 or 65. But that doesn't exempt them from needing to save for retirement. Here's why.
What's the Difference Between an Actively-Manag...
Bob puts his money in a passively-managed fund that tracks the 5&P 500 Index. Sheila puts her money in an actively-managed mutual fund. What's the difference between Bob and Sheila's investments? How will their fees, performance and expectations be different?
How Often Do You Need to Pay Estimated...
What are quarterly taxes? Who needs to pay it? When are the deadlines? How can you estimate your quarterly tax bill?
What’s the Difference Between a Budget...
Perhaps you’ve heard of a ledger. People use ledgers to track their spending habits. But is a ledger the same thing as a budget? Or are these different concepts?
7 Ways to Slash Your Food Budget
Groceries, dining out and other food expenses often represent a large part of our monthly budgets. Here are 7 tips to help significantly slash your food budget.
Book Review: The Millionaire Next Door
The Millionaire Next Door by Thomas Stanley and William Danko is one of the most classic books about money, personal finance and wealth-building. In this book, Stanley and Danko interview dozens of self-made American millionaires to discover their common characteristics.
What is Variance?
What is variance, as it relates to budgeting?
11 Proven Rules for Building Long-Term Wealth
There's a lot of money advice floating around. What's the most important? This article outlines 11 rules for building wealth.
Should You Buy or Rent Your Home?
The myth that buying is always a better deal than renting simply isn't true. Whether it's a better deal to buy or rent your home depends on a wide variety of factors, including how long you expect to live at that location and the rent-to-purchase-price ratio of your area.
401k Contribution Limits in 2014
What's the 401k contribution limit in 2014?
Yes, Going to Work Costs Money. Find Out How...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >You think you
What's a Traditional IRA?
What's a Traditional IRA? Should you open one?
How to Manage Money without a Strict Budget
You're the type of person who doesn't want to create a detailed, line-itemed budget within a spreadsheet or using software. You'd prefer a big-picture approach. Here are eight tips that can help you budget in a non-traditional way.
Plan for Retirement Based on Lifestyle, Not...
Many experts say that you should plan to spend a percentage of your current income -- such as 85 percent of your present income -- in retirement. But a competing school of thought argues that you should plan for retirement based on the lifestyle you hope to enjoy, not the income you currently earn.
How Much Should I Spend on a Wedding?
How much money should you spend on a wedding? The answer depends on how important a wedding is to you, relative to your other spending priorities: buying a home, paying for school, paying down debt, saving for retirement.
What Does " Compound Interest " Mean?
: Albert Einstein reportedly described compound interest as "the most powerful force in the universe."
6 Surprising Ways Your Frugality Is Costing You
Being frugal can have many positives. However, being extreme when it comes to frugality can hurt you in the long-end. Learn how.
The Ultimate 9-Step Guide to Budgeting for Your...
Plan your retirement in 9 easy steps! Discover how much money you'll need in retirement, and then work backwards to figure out how much you should set aside every month for your retirement.
Critical Money Rules-of-Thumb Everyone Should...
How much house can you afford? How much life insurance do you need? How much should you save for retirement? Find the answers to all these and more.
Q&A: How Does Inflation Affect My...
When you're saving for retirement, you're making assumptions about how much money you want to spend, per year, during your golden years. But do you need to adjust this figure for inflation?
5 Action Items for One-Income Households
The number of one-income households is shrinking. If you want to defy the norm and transition into a one-income household, you'll need strong budgeting and savings skills. Here are five tips that can help.
7 Ways to Make Money
One of the best ways to improve your finances is to earn more. There's a limit to how much you can save. There's no limit to how much you can earn. Of course, earning more money in your spare time is tough. Are you trying to figure out what to do to make a little extra money on the side -- without quitting your day job? Here are 7 suggestions.
Savings Challenged? Try These Tricks
Are you on a tight budget? Here are several ways to save, regardless of your constraints.
What to Do If Your Spouse is a Shopaholic
What should you do if you're a natural saver, but your spouse likes to spend? Here are three ways that you and your significant other can budget and manage your money.
What Costs (Besides Tuition) Will You Face...
Tuition might create sticker-shock, but it's not the only expense you'll face during your college years. From cars to clothes, laptops to lounge chairs, you'll be amazed at how many costs pop up during your college years.
What Type of Mortgage Should You Choose?
What type of mortgage should you choose: fixed-rate, adjustable-rate, or interest-only? What other homeownership costs -- beyond the mortgage -- should you include in your budget?
6 Things You Should Never Cut Out of Your Budget
No matter how tight your budget, there are certain expenses that you should never, ever skimp on. Here's a list of the items that you should always make sure you're buying -- even if you have to seriously cut back in other areas, or take a second job, in order to do it.
Money Calendar: April Financial Checklist
Don't be an April Fool! Check out this calendar for all the smart money moves you should make during the month of April showers.
How to Travel Without Spending a Fortune
Traveling is fun, but many people mistakenly assume it needs to cost a fortune. This article shows you how to take a budget-friendly vacation.
Two Mental Tricks That Can Motivate You to Save...
Need more motivation to save and invest? Imagine all the opportunities that you're missing as a result of spending your money now, rather than later.
Your Ultimate 12-Month Financial Checklist
Want a monthly checklist that helps you manage your budget, retirement, credit, taxes and other critical financial matters? Look no further than this 12-month money checklist.
How Many Budgeting Techniques Can You Choose...
There are dozens of different budgeting styles and techniques that suit a variety of tastes.
Can Money Buy Happiness?
Can money buy happiness? Research shows that yes it can, at least to a limited extent.
Spending More Than You Planned? Try These 3...
Do you find yourself spending far more than you'd anticipated ... and you're not sure why? These three savings tips can help you get back on-track.
How to Prioritize Your Budget
You're feeling pulled in a million different directions. You need to save for retirement, pay for your child's college, remodel your home and fix the transmission on your car. How can you prioritize?
Finished with Car Payments? Start Paying...
Congratulations -- you've made your final car payment! Don't run out to celebrate just yet, though. Sooner or later, you'll need another car. Why not keep making the same car payment, but direct it into a savings account earmarked for your next car purchase?
How to Manage Money Without a Formal Budget
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Some people don't
Money Calendar: January Financial Checklist
Want a calendar of events for managing your money? Check out this monthly money calendar that describes everything you need to do in January.
Since 1947, Kiplinger's Has Covered Spending,...
With more than 2 million readers and 60 years of history, Kiplinger's Personal Finance magazine is one of the oldest and most well-respected authorities in personal finance publishing.
What's a Roth IRA?
One of the best ways to save for retirement, especially if you're young or you're in a low tax bracket, is through the Roth IRA. Learn all about this special retirement savings account.
Why You Should Delay Claiming Social Security...
Want to learn a guaranteed way to nearly double your monthly retirement income in the span of eight years? Delay claiming your Social Security benefits.
Don't Stress! How to Fall in Love with Your...
Do you associate budgets with strict deprivation? Do you think budgeting sounds miserable? Fortunately, you may be surprised. If you alter your mindset, just a tad, you'll begin to view budgeting as a fun and interesting way to help you reach your goals -- whether that's a vacation to Aruba or a debt-free life.
3 Mental Tricks That Can Help You Stick to Your...
Finding it tough to stick to your budget? These three mental tricks can help.
How Budgeting Helped Me Afford My Dream Vacation
Travis wasn't sure if he could afford to take his family on a weekend getaway. But once he looked closely at his budget, he discovered that with a few small changes, his family could take the vacation of a lifetime ...
Jean Chatzky Discusses Budgeting, Retirement,...
Today Show financial editor Jean Chatzky picks up the phone to share her thoughts with About.com on retirement planning, paper-and-pencil budgets, and nearing age 50.
The Single-Envelope Budgeting Method
Looking for a simple way to budget? Tired of how traditional budgeting methods allow you to overspend? Try the single-envelope strategy, which prevents you from spending beyond your means. It's also virtually effortless -- no complex classifying required!
Can a Government Mortgage Help Your Budget?
Will a government-backed mortgage help carve out some extra wiggle room within your budget, by lowering your monthly payments? The answer: It depends.
How Much Money Should I Live On During...
What's the ideal income that you'll collect each year during retirement? That's a crucial question: you can't know how much money you'll need to save for retirement unless you know how much money you plan to live on each year.
What is Life Insurance?
Life insurance protects your loved ones in the event that you pass away. Learn the difference between term, whole and universal life insurance.

©2015 About.com. All rights reserved.