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Paula Pant

Updated Articles and Resources

By Paula Pant

    Updated Articles and Resources
    • What is Amortization? Created: Friday, April 18, 2014 Updated: Friday, April 18, 2014
      Mortgages are "amortized." What does that mean? Learn the definition of "amortization."
    • What is a Balloon Mortgage? Created: Friday, April 18, 2014 Updated: Friday, April 18, 2014
      What's a balloon mortgage? Should you get one?
    • Don't Cut Corners on These Essential Items Created: Monday, April 14, 2014 Updated: Monday, April 14, 2014
      There's a difference between being frugal (searching for good value) and being cheap (potentially risking your health). Don't cut corners on important expenses like maintaining your car, house and health.
    • How to Make Smart Spending Decisions Created: Monday, April 14, 2014 Updated: Monday, April 14, 2014
      Imagine that you have some wiggle room in your budget. How can you decide whether or not to "upgrade" a purchase? What's worth spending money on ... and what's not?
    • How to Be a Millionaire Created: Friday, January 06, 2012 Updated: Monday, April 14, 2014
      Want to create $1 million dollars? If you start investing while you're young, you can. This article shows you how." itemprop="description">> Sunday, August 05, 2012 Updated: Wednesday, April 09, 2014
      How much should you save for retirement? Ten percent? Twenty percent? The answer depends on the age at which you start saving, as well as your other sources of retirement income. Learn more in this article.
    • What's a Savings Bond? Created: Sunday, March 10, 2013 Updated: Monday, April 07, 2014
      You've probably heard stories of grandparents giving their grandkids "savings bonds." But what exactly are these?
    • Eleven Solid Financial Rules to Help You Build Wealth Created: Friday, February 17, 2012 Updated: Monday, April 07, 2014
      There's a lot of money advice floating around. What's the most important? This article outlines 11 rules for building wealth." itemprop="description">
    • Budget Worksheet - Discretionary Spending Created: Friday, October 28, 2011 Updated: Monday, April 07, 2014
      Track your discretionary (your fun!) expenses here. Sorry to say it, but this category is the easiest place to hunt for savings." itemprop="description">
    • Create Your First Budget Created: Friday, October 28, 2011 Updated: Monday, April 07, 2014
      Create a Budget – How to Make a Budget
    • What's a SIMPLE IRA? Created: Monday, April 07, 2014 Updated: Monday, April 07, 2014
      What's a SIMPLE IRA? What types of businesses are eligible to create one?
    • Q&A: Should I Refinance My Mortgage? Created: Sunday, April 06, 2014 Updated: Sunday, April 06, 2014
      Should you refinance your mortgage? The answer depends on APR and your timeline, among other factors.
    • Should You Put Long-Term Savings in the Market or Real Estate? Created: Wednesday, April 02, 2014 Updated: Wednesday, April 02, 2014
      Where should you park your long-term savings? There are many factors that play into that decision, but in this article, we'll focus on just one of these many variables: the tax implications.
    • How to Budget for Your Wedding Music and Entertainment Created: Wednesday, April 02, 2014 Updated: Wednesday, April 02, 2014
      You're on a tight budget, but you really want a memorable wedding reception. How can you throw a great event -- with excellent music and food -- at a low price?
    • Go Ahead ... Enjoy That Daily Latte Created: Friday, March 21, 2014 Updated: Thursday, March 27, 2014
      Budgeting doesn't need to be a story of struggle and sacrifice. It's totally fine -- in fact, its preferable -- to allow yourself small indulgences.
    • Why You Should Budget Like You Get Two Paychecks Per Month Created: Thursday, August 22, 2013 Updated: Wednesday, March 26, 2014
      Are you a traditional employee who gets paid every two weeks? If so, design a budget around the assumption that you'll get two paychecks per month. During the months that you get three paychecks, you'll be able to throw your entire "extra" paycheck into savings.
    • Don't Confuse These Two Retirement Rules of Thumb Created: Monday, December 26, 2011 Updated: Monday, March 24, 2014
      Many people confuse the "Multiply by 25" rule with the "4 Percent" rule. Not knowing the difference can have a drastic impact on your retirement savings.
    • How Much of a Car Payment Can I Afford? Created: Monday, March 24, 2014 Updated: Monday, March 24, 2014
      How much money can you afford to set aside each month for car payments?
    • How to Blow Your Budget in 5 Easy Steps Created: Friday, March 21, 2014 Updated: Friday, March 21, 2014
      Here's a list of 5 moves that will ruin your budget. Avoid these behaviors in order to stay on-track.
    • Q&A: Should I Adjust for Inflation When Planning My Future Retirement Budget? Created: Tuesday, March 18, 2014 Updated: Tuesday, March 18, 2014
      When you're saving for retirement, you're making assumptions about how much money you want to spend, per year, during your golden years. But do you need to adjust this figure for inflation?
    • How to Keep Your Car-Related Costs in Check Created: Tuesday, March 18, 2014 Updated: Tuesday, March 18, 2014
      It's hard to predict the future cost of gasoline, insurance, repairs and other car-related costs. So how can you lower your overall car-related expenses?
    • The Important Spending Question You’re Not Asking Yourself Created: Monday, March 17, 2014 Updated: Monday, March 17, 2014
      Before you make any type of spending decision -- ask yourself this critical question." itemprop="description"> Monday, March 17, 2014 Updated: Monday, March 17, 2014
      Are you self-employed? Have you begun working as a freelancer? Here are tips to get you on solid financial footing." itemprop="description">> Monday, March 17, 2014 Updated: Monday, March 17, 2014
      You're young, you're single ... and you're finding that most financial advice isn't written with a person like you in mind. You can't relate to the articles that talk about saving for your kids' co...
    • Attend College Part-Time vs. Take an Extra-Heavy Courseload? Created: Tuesday, February 18, 2014 Updated: Tuesday, February 18, 2014
      Should you work full-time when you're in school? Or, instead of working, should you take an ultra-heavy courseload so that you can graduate from college in 2-3 years, saving yourself thousands in tuition?
    • Should You Borrow Against Your House to Pay Off Your Credit Card? Created: Monday, February 17, 2014 Updated: Monday, February 17, 2014
      Should you borrow against your house, or take out a HELOC, in order to pay down a higher-interest debt such as a credit card?
    • Single? Here's How You Can Make Budget-Friendly Choices Created: Monday, February 17, 2014 Updated: Monday, February 17, 2014
      Tired of feeling like you're forced to pay more, just because you're single? Here are some budget hacks that can help single people "consolidate their overhead," just as couples do, in order to save money.
    • Hiring a CPA vs. Doing Your Own Taxes: What's the Budget-Friendly Choice? Created: Friday, February 14, 2014 Updated: Friday, February 14, 2014
      Many people assume that do-it-yourself (DIY) tasks are more budget-friendly. But that's not always true. Find out when filing your own taxes is a reasonable route, and when you should hire a professional CPA.
    • How to Manage Money Without a Formal Budget Created: Thursday, February 13, 2014 Updated: Thursday, February 13, 2014
      Follow these four "financial best practices" to keep your saving and spending habits on-track -- even without an official budget.
    • Budgeting for Freelancers, Temp Workers and Sales People Created: Tuesday, February 04, 2014 Updated: Tuesday, February 04, 2014
      Do you rely on seasonal, temporary income? Are you a freelancer? Do you earn money through contract-based work? Are commissions and bonuses a major source of your income? If so, here are some tips on how you can create a stable budget, despite your irregular income.
    • Single? You Might Attract a Mate by Being Money-Savvy Created: Tuesday, February 04, 2014 Updated: Tuesday, February 04, 2014
      Do you think you need to spend big dollars to attract a mate? Guess again. Research shows that savers are more likely to get dates than big spenders.
    • Mvelopes: Create an Envelope-Based Budget, Digitally Created: Sunday, February 02, 2014 Updated: Sunday, February 02, 2014
      One classic method of sticking to a budget is to put your money in envelopes at the start of each pay period, and then spend only the cash that's inside the envelope. But this requires you to physically carry lots of cash, which is risky. Enter: Mvelopes, a digital solution for envelope budgeting.

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